Unsecured loan: what is it?

An unsecured loan is defined as a type of loan that does not require collateral (such as the mortgage on a building or a pledge), but only on the applicant’s handwritten signature. This signature therefore represents the only guarantee required to access the loan .

The unsecured loan makes it possible to obtain substantial sums

money loan

And it requires the verification of certain characteristics of the requesting parties, in order to ascertain the existence of a solid balance sheet and a credit history without blemish. In most cases, the credit institution requires a non-asset but an income guarantee.

 

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