An unsecured loan is defined as a type of loan that does not require collateral (such as the mortgage on a building or a pledge), but only on the applicant’s handwritten signature. This signature therefore represents the only guarantee required to access the loan .
The unsecured loan makes it possible to obtain substantial sums
And it requires the verification of certain characteristics of the requesting parties, in order to ascertain the existence of a solid balance sheet and a credit history without blemish. In most cases, the credit institution requires a non-asset but an income guarantee.
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