Month: July 2019

Mortgage interest forecast June 2016

How does the mortgage interest rate develop in June? Read our mortgage interest forecast for this month. In it more about the irons in the ECB’s fire. Extra billions Last month the European Central Bank (ECB) bought up 80 billion euros in bonds for the first time. Previously this was 60 billion. It was one Read More

When does a loan say divided?

While in an undivided loan the capital is lent by a single creditor to a single debtor, in the case of a divided loan (or bond loan) there are many creditors against a single debtor. In fact, the loan whose overall amount is divided into units (ie, in debt securities or bonds) signed by a Read More

Personal Micro Credit

On January 18, 2005 is enacted the Law of Programming for Social Cohesion (LPCS), also called Plan Borloo. At the same time, the Social Cohesion Fund (FCS) is set up to “guarantee for social purposes loans to natural or legal persons and loans to unemployed persons or holders of social minima setting up their business” Read More

Unsecured loan: what is it?

An unsecured loan is defined as a type of loan that does not require collateral (such as the mortgage on a building or a pledge), but only on the applicant’s handwritten signature. This signature therefore represents the only guarantee required to access the loan . The unsecured loan makes it possible to obtain substantial sums Read More